Ameritrust Mortgage in New Jersey vs the state
4.9%Denial rate-12.84 pts vs state
10.2%Decision denial rate-12.85 pts vs state
42.7%Origination rate-12.96 pts vs state
7.25%Median rate+0.50 pts vs state
0.81Rate spread (pts)+0.53 pts vs state
$171kMedian applicant income
44Loans originated
5Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 10 | 0.0% | 7.75% | #382 |
| 2024 | 54 | 28 | 5.6% | 7.56% | #332 |
| 2025 | 103 | 44 | 4.9% | 7.25% | #263 |
What Ameritrust Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hudson County | 17 | 10 | 0 | 0.0% |
| Essex County | 16 | 5 | 2 | 12.5% |
| Camden County | 10 | 3 | 0 | 0.0% |
| Union County | 9 | 1 | 2 | 22.2% |
| Mercer County | 8 | 8 | 0 | 0.0% |
| Gloucester County | 6 | 2 | 0 | 0.0% |
| Hunterdon County | 5 | 3 | 1 | 20.0% |
| Monmouth County | 5 | 2 | 0 | 0.0% |
| Bergen County | 5 | 0 | 0 | 0.0% |
| Somerset County | 5 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 103 applications in 2025, of which 44 were originated and 5 denied.
4.9% of all applications, or 10.2% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Ameritrust Mortgage originated in New Jersey in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology