Ameritrust Mortgage in Maryland vs the state
3.3%Denial rate-15.52 pts vs state
6.1%Decision denial rate-18.07 pts vs state
50.8%Origination rate-4.89 pts vs state
6.62%Median rate0.00 pts vs state
0.33Rate spread (pts)+0.09 pts vs state
$144kMedian applicant income
62Loans originated
4Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 5 | 9.1% | 8.50% | #466 |
| 2024 | 135 | 107 | 0.0% | 8.25% | #186 |
| 2025 | 122 | 62 | 3.3% | 6.62% | #212 |
What Ameritrust Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 23 | 8 | 2 | 8.7% |
| Baltimore County | 18 | 11 | 0 | 0.0% |
| Prince George's County | 14 | 8 | 1 | 7.1% |
| Montgomery County | 13 | 2 | 0 | 0.0% |
| Howard County | 10 | 6 | 1 | 10.0% |
| Queen Anne's County | 9 | 3 | 0 | 0.0% |
| Anne Arundel County | 8 | 5 | 0 | 0.0% |
| Charles County | 6 | 5 | 0 | 0.0% |
| Harford County | 5 | 3 | 0 | 0.0% |
| St. Mary's County | 4 | 3 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 122 applications in 2025, of which 62 were originated and 4 denied.
3.3% of all applications, or 6.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Ameritrust Mortgage originated in Maryland in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology