AmeriSave Mortgage in New Jersey vs the state
56.4%Denial rate+38.75 pts vs state
62.9%Decision denial rate+39.84 pts vs state
32.1%Origination rate-23.63 pts vs state
8.38%Median rate+1.63 pts vs state
2.48Rate spread (pts)+2.19 pts vs state
$100kMedian applicant income
888Loans originated
1,564Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,723 | 390 | 22.0% | 5.99% | #20 |
| 2024 | 3,751 | 561 | 73.0% | 9.38% | #16 |
| 2025 | 2,771 | 888 | 56.4% | 8.38% | #25 |
What AmeriSave Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 320 | 112 | 167 | 52.2% |
| Middlesex County | 251 | 85 | 133 | 53.0% |
| Burlington County | 200 | 67 | 115 | 57.5% |
| Camden County | 192 | 65 | 110 | 57.3% |
| Bergen County | 186 | 45 | 123 | 66.1% |
| Monmouth County | 182 | 61 | 89 | 48.9% |
| Essex County | 179 | 60 | 102 | 57.0% |
| Union County | 145 | 38 | 89 | 61.4% |
| Gloucester County | 140 | 45 | 77 | 55.0% |
| Atlantic County | 124 | 40 | 71 | 57.3% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 2,771 applications in 2025, of which 888 were originated and 1,564 denied.
56.4% of all applications, or 62.9% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans AmeriSave Mortgage originated in New Jersey in 2025 was 8.38%, against a statewide median of 6.75%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology