Amerihome Mortgage Company in North Carolina vs the state
9.6%Denial rate-8.47 pts vs state
15.3%Decision denial rate-7.56 pts vs state
51.6%Origination rate-6.18 pts vs state
6.38%Median rate-0.13 pts vs state
0.30Rate spread (pts)+0.22 pts vs state
$99kMedian applicant income
253Loans originated
47Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 183 | 61 | 16.9% | 6.63% | #201 |
| 2024 | 339 | 180 | 8.9% | 6.50% | #165 |
| 2025 | 490 | 253 | 9.6% | 6.38% | #137 |
What Amerihome Mortgage Company lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Amerihome Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 55 | 27 | 6 | 10.9% |
| Guilford County | 32 | 16 | 5 | 15.6% |
| Wake County | 31 | 17 | 4 | 12.9% |
| Gaston County | 27 | 14 | 6 | 22.2% |
| Harnett County | 21 | 13 | 0 | 0.0% |
| Cumberland County | 21 | 6 | 3 | 14.3% |
| Forsyth County | 19 | 9 | 3 | 15.8% |
| Brunswick County | 17 | 13 | 1 | 5.9% |
| Cabarrus County | 14 | 7 | 1 | 7.1% |
| Onslow County | 14 | 6 | 1 | 7.1% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 490 applications in 2025, of which 253 were originated and 47 denied.
9.6% of all applications, or 15.3% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Amerihome Mortgage Company originated in North Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology