Amerihome Mortgage Company · New Jersey · 2025

Amerihome Mortgage Company in New Jersey: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 489 mortgage applications in New Jersey in 2025, ranking #118 of 883 lenders active in the state. It originated 61.4% of them and denied 9.6% (13.3% of the applications it decided), against a statewide denial rate of 17.7%.

489Applicationsin NJ
13.3%Decision denial ratestate 23.1%
6.50%Median ratestate 6.75%
$375,000Median loanstate $295,000
$125MVolume21 counties

Amerihome Mortgage Company in New Jersey vs the state

9.6%Denial rate-8.08 pts vs state
13.3%Decision denial rate-9.74 pts vs state
61.4%Origination rate+5.67 pts vs state
6.50%Median rate-0.25 pts vs state
0.25Rate spread (pts)-0.03 pts vs state
$143kMedian applicant income
300Loans originated
47Denied

Trend in New Jersey

YearApplicationsOriginatedDenial rateMedian rateRank in state
202327012217.0%6.63%#153
202429315012.0%6.63%#152
20254893009.6%6.50%#118

What Amerihome Mortgage Company lends in New Jersey

By loan purpose

Home purchase 189 39% · 10.6% denied
Refinance 215 44% · 6.1% denied
Cash-out refinance 85 17% · 16.5% denied

By loan type

Conventional 261 53% · 9.6% denied
FHA 223 46% · 9.9% denied
VA 5 1% · 0.0% denied

Why it denied New Jersey applicants

Credit history 15 32%
Unverifiable information 13 28%
Debt-to-income ratio 8 17%
Collateral 4 9%
Incomplete application 2 4%
Other 2 4%
Insufficient cash 2 4%
Employment history 1 2%

Where in New Jersey

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ocean County 886110 11.4%
Monmouth County 77597 9.1%
Middlesex County 36174 11.1%
Burlington County 36191 2.8%
Bergen County 33233 9.1%
Camden County 32173 9.4%
Gloucester County 29154 13.8%
Atlantic County 23152 8.7%
Union County 17102 11.8%
Essex County 14101 7.1%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 489 applications in 2025, of which 300 were originated and 47 denied.

9.6% of all applications, or 13.3% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

The median rate on loans Amerihome Mortgage Company originated in New Jersey in 2025 was 6.50%, against a statewide median of 6.75%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology