Amerihome Mortgage Company in Michigan vs the state
9.0%Denial rate-9.56 pts vs state
13.6%Decision denial rate-8.96 pts vs state
55.5%Origination rate-4.43 pts vs state
6.50%Median rate-0.25 pts vs state
0.43Rate spread (pts)+0.04 pts vs state
$96kMedian applicant income
198Loans originated
32Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 150 | 60 | 15.3% | 6.93% | #220 |
| 2024 | 230 | 98 | 9.6% | 6.63% | #184 |
| 2025 | 357 | 198 | 9.0% | 6.50% | #156 |
What Amerihome Mortgage Company lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Amerihome Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oakland County | 39 | 21 | 3 | 7.7% |
| Macomb County | 37 | 19 | 5 | 13.5% |
| Wayne County | 36 | 21 | 3 | 8.3% |
| Genesee County | 29 | 15 | 4 | 13.8% |
| Kent County | 28 | 20 | 1 | 3.6% |
| Muskegon County | 23 | 17 | 2 | 8.7% |
| Kalamazoo County | 15 | 7 | 3 | 20.0% |
| St. Clair County | 9 | 6 | 2 | 22.2% |
| Washtenaw County | 9 | 7 | 0 | 0.0% |
| St. Joseph County | 8 | 5 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 357 applications in 2025, of which 198 were originated and 32 denied.
9.0% of all applications, or 13.6% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Amerihome Mortgage Company originated in Michigan in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology