American State Bank in Iowa vs the state
2.0%Denial rate-10.86 pts vs state
2.1%Decision denial rate-13.20 pts vs state
92.0%Origination rate+23.54 pts vs state
—Median rate
—Rate spread (pts)
$86kMedian applicant income
92Loans originated
2Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 114 | 102 | 10.5% | — | #133 |
| 2024 | 95 | 84 | 8.4% | — | #149 |
| 2025 | 100 | 92 | 2.0% | — | #151 |
What American State Bank lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most American State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clarke County | 30 | 27 | 0 | 0.0% |
| Madison County | 25 | 24 | 0 | 0.0% |
| Decatur County | 16 | 15 | 0 | 0.0% |
| Warren County | 9 | 9 | 0 | 0.0% |
| Lucas County | 7 | 6 | 0 | 0.0% |
| Union County | 3 | 2 | 1 | 33.3% |
| Dallas County | 3 | 3 | 0 | 0.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Ringgold County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 100 applications in 2025, of which 92 were originated and 2 denied.
2.0% of all applications, or 2.1% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are American State Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology