American Portfolio Mortgage in Missouri vs the state
8.8%Denial rate-6.32 pts vs state
11.1%Decision denial rate-7.59 pts vs state
70.0%Origination rate+7.34 pts vs state
6.63%Median rate0.00 pts vs state
0.76Rate spread (pts)+0.41 pts vs state
$82kMedian applicant income
56Loans originated
7Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 31 | 8.7% | 6.75% | #334 |
| 2024 | 45 | 35 | 6.7% | 7.00% | #349 |
| 2025 | 80 | 56 | 8.8% | 6.63% | #296 |
What American Portfolio Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most American Portfolio Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Buchanan County | 22 | 20 | 0 | 0.0% |
| Boone County | 7 | 4 | 2 | 28.6% |
| Andrew County | 5 | 4 | 0 | 0.0% |
| Howell County | 5 | 4 | 0 | 0.0% |
| Audrain County | 5 | 3 | 1 | 20.0% |
| Jasper County | 4 | 3 | 0 | 0.0% |
| Greene County | 3 | 2 | 0 | 0.0% |
| Oregon County | 3 | 3 | 0 | 0.0% |
| Newton County | 3 | 1 | 2 | 66.7% |
| Morgan County | 2 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 80 applications in 2025, of which 56 were originated and 7 denied.
8.8% of all applications, or 11.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans American Portfolio Mortgage originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Portfolio Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology