American Pacific Mortgage in Nebraska vs the state
3.7%Denial rate-8.83 pts vs state
4.4%Decision denial rate-10.79 pts vs state
81.5%Origination rate+14.20 pts vs state
6.69%Median rate+0.06 pts vs state
0.44Rate spread (pts)+0.21 pts vs state
$96kMedian applicant income
22Loans originated
1Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 4 | 18.2% | 7.06% | #210 |
| 2024 | 13 | 12 | 0.0% | 6.88% | #207 |
| 2025 | 27 | 22 | 3.7% | 6.69% | #183 |
What American Pacific Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most American Pacific Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 14 | 11 | 1 | 7.1% |
| Sarpy County | 5 | 5 | 0 | 0.0% |
| Lancaster County | 3 | 2 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Burt County | 1 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
| Dodge County | 1 | 1 | 0 | 0.0% |
| Nuckolls County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 27 applications in 2025, of which 22 were originated and 1 denied.
3.7% of all applications, or 4.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans American Pacific Mortgage originated in Nebraska in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are American Pacific Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology