American Mortgage Bank in Arkansas vs the state
17.2%Denial rate-0.95 pts vs state
24.4%Decision denial rate+1.26 pts vs state
39.7%Origination rate-17.17 pts vs state
7.13%Median rate+0.50 pts vs state
1.10Rate spread (pts)+0.75 pts vs state
$88kMedian applicant income
23Loans originated
10Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 105 | 65 | 1.9% | 6.75% | #146 |
| 2025 | 58 | 23 | 17.2% | 7.13% | #199 |
What American Mortgage Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most American Mortgage Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 37 | 18 | 3 | 8.1% |
| Washington County | 17 | 2 | 6 | 35.3% |
| Madison County | 1 | 0 | 1 | 100.0% |
| Sebastian County | 1 | 1 | 0 | 0.0% |
| Saline County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 58 applications in 2025, of which 23 were originated and 10 denied.
17.2% of all applications, or 24.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans American Mortgage Bank originated in Arkansas in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are American Mortgage Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology