American Internet Mortgage in Massachusetts vs the state
7.9%Denial rate-8.32 pts vs state
13.0%Decision denial rate-6.91 pts vs state
52.6%Origination rate-9.97 pts vs state
5.63%Median rate-1.00 pts vs state
-0.31Rate spread (pts)-0.41 pts vs state
$200kMedian applicant income
20Loans originated
3Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 6 | 25.0% | 6.13% | #404 |
| 2024 | 17 | 11 | 5.9% | 6.13% | #413 |
| 2025 | 38 | 20 | 7.9% | 5.63% | #358 |
What American Internet Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 16 | 10 | 0 | 0.0% |
| Essex County | 5 | 3 | 0 | 0.0% |
| Plymouth County | 4 | 3 | 0 | 0.0% |
| Suffolk County | 4 | 0 | 2 | 50.0% |
| Norfolk County | 4 | 1 | 0 | 0.0% |
| Worcester County | 2 | 2 | 0 | 0.0% |
| Barnstable County | 2 | 1 | 0 | 0.0% |
| Bristol County | 1 | 0 | 1 | 100.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 38 applications in 2025, of which 20 were originated and 3 denied.
7.9% of all applications, or 13.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans American Internet Mortgage originated in Massachusetts in 2025 was 5.63%, against a statewide median of 6.63%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology