American Financial Resources in Montana vs the state
4.3%Denial rate-10.56 pts vs state
5.3%Decision denial rate-13.44 pts vs state
76.6%Origination rate+14.62 pts vs state
6.25%Median rate-0.38 pts vs state
0.16Rate spread (pts)-0.08 pts vs state
$119kMedian applicant income
36Loans originated
2Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 24 | 21 | 0.0% | 6.38% | #119 |
| 2025 | 47 | 36 | 4.3% | 6.25% | #103 |
What American Financial Resources lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cascade County | 6 | 5 | 1 | 16.7% |
| Silver Bow County | 6 | 6 | 0 | 0.0% |
| Lewis and Clark County | 5 | 4 | 0 | 0.0% |
| Yellowstone County | 5 | 2 | 0 | 0.0% |
| Lake County | 4 | 4 | 0 | 0.0% |
| Flathead County | 4 | 2 | 1 | 25.0% |
| Lincoln County | 3 | 3 | 0 | 0.0% |
| Phillips County | 3 | 2 | 0 | 0.0% |
| Valley County | 3 | 3 | 0 | 0.0% |
| Madison County | 2 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 47 applications in 2025, of which 36 were originated and 2 denied.
4.3% of all applications, or 5.3% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans American Financial Resources originated in Montana in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology