American Financial Network in Iowa vs the state
5.6%Denial rate-7.30 pts vs state
10.0%Decision denial rate-5.31 pts vs state
50.0%Origination rate-18.46 pts vs state
7.25%Median rate+0.75 pts vs state
1.79Rate spread (pts)+1.60 pts vs state
$88kMedian applicant income
9Loans originated
1Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 26 | 3.9% | 7.13% | #203 |
| 2024 | 9 | 5 | 0.0% | 7.13% | #342 |
| 2025 | 18 | 9 | 5.6% | 7.25% | #302 |
What American Financial Network lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pottawattamie County | 7 | 4 | 0 | 0.0% |
| Clay County | 3 | 2 | 0 | 0.0% |
| O'Brien County | 2 | 0 | 0 | 0.0% |
| Polk County | 1 | 0 | 0 | 0.0% |
| Clarke County | 1 | 0 | 1 | 100.0% |
| Jasper County | 1 | 1 | 0 | 0.0% |
| Woodbury County | 1 | 1 | 0 | 0.0% |
| Mills County | 1 | 0 | 0 | 0.0% |
| Scott County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 18 applications in 2025, of which 9 were originated and 1 denied.
5.6% of all applications, or 10.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans American Financial Network originated in Iowa in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology