American Bank and Trust Company in Iowa vs the state
4.6%Denial rate-8.31 pts vs state
4.9%Decision denial rate-10.41 pts vs state
85.5%Origination rate+16.99 pts vs state
6.50%Median rate0.00 pts vs state
0.04Rate spread (pts)-0.15 pts vs state
$84kMedian applicant income
94Loans originated
5Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 91 | 5.0% | 6.38% | #144 |
| 2024 | 86 | 76 | 5.8% | 6.63% | #158 |
| 2025 | 110 | 94 | 4.6% | 6.50% | #143 |
What American Bank and Trust Company lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most American Bank and Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Scott County | 100 | 84 | 5 | 5.0% |
| Clinton County | 4 | 4 | 0 | 0.0% |
| Cedar County | 2 | 2 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Muscatine County | 1 | 1 | 0 | 0.0% |
| Des Moines County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 110 applications in 2025, of which 94 were originated and 5 denied.
4.6% of all applications, or 4.9% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans American Bank and Trust Company originated in Iowa in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are American Bank and Trust Company's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology