Amerant Bank in Florida vs the state
31.7%Denial rate+10.59 pts vs state
35.6%Decision denial rate+8.39 pts vs state
53.7%Origination rate+0.98 pts vs state
8.00%Median rate+1.38 pts vs state
0.72Rate spread (pts)+0.45 pts vs state
$166kMedian applicant income
351Loans originated
207Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 677 | 410 | 29.5% | 8.75% | #196 |
| 2024 | 609 | 333 | 36.6% | 9.00% | #211 |
| 2025 | 654 | 351 | 31.7% | 8.00% | #204 |
What Amerant Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Amerant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 398 | 217 | 123 | 30.9% |
| Broward County | 137 | 70 | 46 | 33.6% |
| Palm Beach County | 68 | 39 | 21 | 30.9% |
| Hillsborough County | 16 | 8 | 6 | 37.5% |
| Pinellas County | 4 | 3 | 0 | 0.0% |
| Martin County | 4 | 2 | 2 | 50.0% |
| St. Lucie County | 3 | 0 | 1 | 33.3% |
| Hendry County | 3 | 0 | 3 | 100.0% |
| Collier County | 3 | 3 | 0 | 0.0% |
| Orange County | 3 | 2 | 1 | 33.3% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 654 applications in 2025, of which 351 were originated and 207 denied.
31.7% of all applications, or 35.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Amerant Bank originated in Florida in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Amerant Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology