Allied First Bank,sb in New York vs the state
29.1%Denial rate+9.34 pts vs state
76.2%Decision denial rate+52.15 pts vs state
9.1%Origination rate-50.50 pts vs state
3.13%Median rate-3.50 pts vs state
—Rate spread (pts)
$104kMedian applicant income
5Loans originated
16Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 1 | 0.0% | 5.75% | #457 |
| 2024 | 62 | 11 | 33.9% | 3.75% | #307 |
| 2025 | 55 | 5 | 29.1% | 3.13% | #325 |
What Allied First Bank,sb lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 12 | 0 | 2 | 16.7% |
| Nassau County | 8 | 0 | 3 | 37.5% |
| Jefferson County | 5 | 4 | 1 | 20.0% |
| Bronx County | 4 | 0 | 1 | 25.0% |
| Schenectady County | 3 | 0 | 1 | 33.3% |
| Orange County | 3 | 0 | 1 | 33.3% |
| Queens County | 3 | 0 | 0 | 0.0% |
| Washington County | 2 | 0 | 1 | 50.0% |
| Richmond County | 2 | 0 | 1 | 50.0% |
| Saratoga County | 2 | 0 | 1 | 50.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 55 applications in 2025, of which 5 were originated and 16 denied.
29.1% of all applications, or 76.2% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Allied First Bank,sb originated in New York in 2025 was 3.13%, against a statewide median of 6.63%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology