Allied First Bank,sb · New Jersey · 2025

Allied First Bank,sb in New Jersey: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 88 mortgage applications in New Jersey in 2025, ranking #282 of 883 lenders active in the state. It originated 0.0% of them and denied 38.6% (100.0% of the applications it decided), against a statewide denial rate of 17.7%.

88Applicationsin NJ
100.0%Decision denial ratestate 23.1%
Median ratestate 6.75%
$335,000Median loanstate $295,000
$0Volume20 counties

Allied First Bank,sb in New Jersey vs the state

38.6%Denial rate+20.95 pts vs state
100.0%Decision denial rate+76.95 pts vs state
0.0%Origination rate-55.68 pts vs state
Median rate
Rate spread (pts)
$90kMedian applicant income
0Loans originated
34Denied

Trend in New Jersey

YearApplicationsOriginatedDenial rateMedian rateRank in state
202316056.3%#472
202414050.0%#495
202588038.6%#282

What Allied First Bank,sb lends in New Jersey

By loan purpose

Home purchase 1 1% · 0.0% denied
Refinance 4 5% · 50.0% denied
Cash-out refinance 83 94% · 38.6% denied

By loan type

Conventional 1 1% · 0.0% denied
FHA 51 58% · 52.9% denied
VA 36 41% · 19.4% denied

Why it denied New Jersey applicants

Credit history 17 50%
Debt-to-income ratio 16 47%
Other 1 3%

Where in New Jersey

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Burlington County 1605 31.3%
Ocean County 1204 33.3%
Camden County 804 50.0%
Union County 703 42.9%
Essex County 602 33.3%
Middlesex County 601 16.7%
Monmouth County 502 40.0%
Cumberland County 502 40.0%
Gloucester County 402 50.0%
Atlantic County 302 66.7%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 88 applications in 2025, of which 0 were originated and 34 denied.

38.6% of all applications, or 100.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology