Allied First Bank,sb in Kentucky vs the state
26.3%Denial rate+7.51 pts vs state
100.0%Decision denial rate+76.51 pts vs state
0.0%Origination rate-58.04 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
0Loans originated
15Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 0 | 80.0% | — | #396 |
| 2024 | 11 | 0 | 36.4% | — | #393 |
| 2025 | 57 | 0 | 26.3% | — | #255 |
What Allied First Bank,sb lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 10 | 0 | 3 | 30.0% |
| Fayette County | 5 | 0 | 1 | 20.0% |
| Boone County | 3 | 0 | 1 | 33.3% |
| Clark County | 3 | 0 | 0 | 0.0% |
| Hardin County | 3 | 0 | 1 | 33.3% |
| Bullitt County | 3 | 0 | 0 | 0.0% |
| Christian County | 2 | 0 | 0 | 0.0% |
| Scott County | 2 | 0 | 0 | 0.0% |
| Garrard County | 2 | 0 | 0 | 0.0% |
| Campbell County | 2 | 0 | 1 | 50.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 57 applications in 2025, of which 0 were originated and 15 denied.
26.3% of all applications, or 100.0% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology