Allied First Bank,sb · Iowa · 2025

Allied First Bank,sb in Iowa: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 23 mortgage applications in Iowa in 2025, ranking #285 of 739 lenders active in the state. It originated 4.4% of them and denied 34.8% (88.9% of the applications it decided), against a statewide denial rate of 12.9%.

23Applicationsin IA
88.9%Decision denial ratestate 15.3%
4.38%Median ratestate 6.50%
$245,000Median loanstate $135,000
$65kVolume14 counties

Allied First Bank,sb in Iowa vs the state

34.8%Denial rate+21.92 pts vs state
88.9%Decision denial rate+73.58 pts vs state
4.4%Origination rate-64.11 pts vs state
4.38%Median rate-2.13 pts vs state
Rate spread (pts)
$88kMedian applicant income
1Loans originated
8Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239155.6%7.49%#354
202410130.0%2.88%#329
202523134.8%4.38%#285

What Allied First Bank,sb lends in Iowa

By loan purpose

Refinance 3 13% · 33.3% denied
Cash-out refinance 20 87% · 35.0% denied

By loan type

Conventional 2 9% · 0.0% denied
FHA 5 22% · 40.0% denied
VA 16 70% · 37.5% denied

Why it denied Iowa applicants

Debt-to-income ratio 4 50%
Other 2 25%
Insufficient cash 1 13%
Credit history 1 13%

Where in Iowa

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 400 0.0%
Polk County 302 66.7%
Clarke County 200 0.0%
Black Hawk County 200 0.0%
Warren County 200 0.0%
Scott County 202 100.0%
Winneshiek County 101 100.0%
Jefferson County 101 100.0%
Woodbury County 100 0.0%
Wapello County 101 100.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 23 applications in 2025, of which 1 were originated and 8 denied.

34.8% of all applications, or 88.9% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Allied First Bank,sb originated in Iowa in 2025 was 4.38%, against a statewide median of 6.50%.

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology