Allied First Bank,sb · Arizona · 2025

Allied First Bank,sb in Arizona: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 124 mortgage applications in Arizona in 2025, ranking #221 of 1,082 lenders active in the state. It originated 14.5% of them and denied 24.2% (62.5% of the applications it decided), against a statewide denial rate of 16.2%.

124Applicationsin AZ
62.5%Decision denial ratestate 20.4%
2.88%Median ratestate 6.50%
$305,000Median loanstate $275,000
$4.9MVolume10 counties

Allied First Bank,sb in Arizona vs the state

24.2%Denial rate+7.96 pts vs state
62.5%Decision denial rate+42.09 pts vs state
14.5%Origination rate-44.96 pts vs state
2.88%Median rate-3.63 pts vs state
Rate spread (pts)
$80kMedian applicant income
18Loans originated
30Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
202330336.7%5.75%#370
202440522.5%2.75%#330
20251241824.2%2.88%#221

What Allied First Bank,sb lends in Arizona

By loan purpose

Home purchase 15 12% · 6.7% denied
Refinance 16 13% · 31.3% denied
Cash-out refinance 93 75% · 25.8% denied

By loan type

Conventional 9 7% · 0.0% denied
FHA 36 29% · 36.1% denied
VA 79 64% · 21.5% denied

Why it denied Arizona applicants

Debt-to-income ratio 18 60%
Credit history 7 23%
Insufficient cash 3 10%
Other 1 3%
Employment history 1 3%

Where in Arizona

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 55711 20.0%
Pima County 2567 28.0%
Pinal County 1723 17.6%
Yavapai County 1024 40.0%
Mohave County 702 28.6%
Cochise County 311 33.3%
Santa Cruz County 201 50.0%
Yuma County 200 0.0%
Coconino County 201 50.0%
La Paz County 100 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 124 applications in 2025, of which 18 were originated and 30 denied.

24.2% of all applications, or 62.5% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Allied First Bank,sb originated in Arizona in 2025 was 2.88%, against a statewide median of 6.50%.

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology