Alliant Credit Union in New Mexico vs the state
14.3%Denial rate-4.31 pts vs state
17.8%Decision denial rate-6.88 pts vs state
62.5%Origination rate+9.16 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)-0.14 pts vs state
$155kMedian applicant income
35Loans originated
8Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 6 | 0.0% | 6.69% | #269 |
| 2024 | 23 | 16 | 26.1% | 6.31% | #189 |
| 2025 | 56 | 35 | 14.3% | 6.63% | #142 |
What Alliant Credit Union lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 21 | 12 | 4 | 19.0% |
| Sandoval County | 9 | 8 | 0 | 0.0% |
| Santa Fe County | 6 | 6 | 0 | 0.0% |
| San Juan County | 4 | 1 | 1 | 25.0% |
| Luna County | 3 | 1 | 1 | 33.3% |
| Sierra County | 2 | 2 | 0 | 0.0% |
| Doña Ana County | 2 | 0 | 0 | 0.0% |
| Otero County | 2 | 2 | 0 | 0.0% |
| Colfax County | 1 | 0 | 0 | 0.0% |
| Rio Arriba County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 56 applications in 2025, of which 35 were originated and 8 denied.
14.3% of all applications, or 17.8% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Alliant Credit Union originated in New Mexico in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology