Alliant Credit Union in Indiana vs the state
35.9%Denial rate+19.37 pts vs state
42.1%Decision denial rate+21.93 pts vs state
47.4%Origination rate-14.85 pts vs state
7.50%Median rate+0.75 pts vs state
0.03Rate spread (pts)-0.33 pts vs state
$133kMedian applicant income
91Loans originated
69Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 38 | 48.0% | 9.00% | #254 |
| 2024 | 130 | 69 | 34.6% | 7.25% | #225 |
| 2025 | 192 | 91 | 35.9% | 7.50% | #206 |
What Alliant Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 36 | 14 | 14 | 38.9% |
| Hamilton County | 36 | 22 | 8 | 22.2% |
| Lake County | 21 | 11 | 7 | 33.3% |
| Porter County | 14 | 8 | 3 | 21.4% |
| St. Joseph County | 9 | 4 | 4 | 44.4% |
| Allen County | 8 | 2 | 6 | 75.0% |
| Hendricks County | 7 | 5 | 2 | 28.6% |
| Elkhart County | 5 | 2 | 3 | 60.0% |
| Vigo County | 4 | 1 | 0 | 0.0% |
| Vanderburgh County | 4 | 1 | 2 | 50.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 192 applications in 2025, of which 91 were originated and 69 denied.
35.9% of all applications, or 42.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Alliant Credit Union originated in Indiana in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology