Air Academy Federal Credit Union in Texas vs the state
33.3%Denial rate+13.90 pts vs state
40.0%Decision denial rate+15.10 pts vs state
50.0%Origination rate-4.88 pts vs state
5.74%Median rate-0.76 pts vs state
-0.31Rate spread (pts)-0.50 pts vs state
$82kMedian applicant income
3Loans originated
2Denied
What Air Academy Federal Credit Union lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Air Academy Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 2 | 2 | 0 | 0.0% |
| Aransas County | 2 | 0 | 1 | 50.0% |
| Collin County | 1 | 1 | 0 | 0.0% |
| Travis County | 1 | 0 | 1 | 100.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 6 applications in 2025, of which 3 were originated and 2 denied.
33.3% of all applications, or 40.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Air Academy Federal Credit Union originated in Texas in 2025 was 5.74%, against a statewide median of 6.50%.
About this data. Figures are Air Academy Federal Credit Union's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology