Ahl Funding · Ohio · 2025

Ahl Funding in Ohio: approval rate, denial rate and rates (2025)

Ahl Funding took 11 mortgage applications in Ohio in 2025, ranking #604 of 1,092 lenders active in the state. It originated 18.2% of them and denied 9.1% (33.3% of the applications it decided), against a statewide denial rate of 17.7%.

11Applicationsin OH
33.3%Decision denial ratestate 21.9%
6.62%Median ratestate 6.88%
$225,000Median loanstate $155,000
$530kVolume4 counties

Ahl Funding in Ohio vs the state

9.1%Denial rate-8.60 pts vs state
33.3%Decision denial rate+11.44 pts vs state
18.2%Origination rate-41.72 pts vs state
6.62%Median rate-0.25 pts vs state
0.25Rate spread (pts)-0.13 pts vs state
$106kMedian applicant income
2Loans originated
1Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023540.0%7.63%#710
20249611.1%7.56%#613
20251129.1%6.62%#604

What Ahl Funding lends in Ohio

By loan purpose

Home purchase 5 45% · 0.0% denied
Refinance 3 27% · 0.0% denied
Cash-out refinance 3 27% · 33.3% denied

By loan type

Conventional 7 64% · 14.3% denied
FHA 2 18% · 0.0% denied
VA 2 18% · 0.0% denied

Why it denied Ohio applicants

Debt-to-income ratio 1 100%

Where in Ohio

Counties with the most Ahl Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lucas County 400 0.0%
Cuyahoga County 411 25.0%
Knox County 210 0.0%
Delaware County 100 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 11 applications in 2025, of which 2 were originated and 1 denied.

9.1% of all applications, or 33.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Ahl Funding originated in Ohio in 2025 was 6.62%, against a statewide median of 6.88%.

About this data. Figures are Ahl Funding's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology