AGRICULTURE Federal Credit Union in Maryland vs the state
32.2%Denial rate+13.42 pts vs state
46.0%Decision denial rate+21.90 pts vs state
36.7%Origination rate-19.04 pts vs state
7.37%Median rate+0.75 pts vs state
0.52Rate spread (pts)+0.27 pts vs state
$148kMedian applicant income
33Loans originated
29Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 34 | 23.5% | — | #257 |
| 2024 | 92 | 40 | 28.3% | — | #225 |
| 2025 | 90 | 33 | 32.2% | 7.37% | #248 |
What AGRICULTURE Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most AGRICULTURE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 44 | 11 | 19 | 43.2% |
| Montgomery County | 12 | 7 | 2 | 16.7% |
| Anne Arundel County | 8 | 3 | 2 | 25.0% |
| Frederick County | 5 | 3 | 0 | 0.0% |
| Calvert County | 5 | 4 | 0 | 0.0% |
| Baltimore County | 3 | 2 | 0 | 0.0% |
| Baltimore city | 3 | 0 | 2 | 66.7% |
| Charles County | 3 | 0 | 2 | 66.7% |
| Howard County | 2 | 1 | 1 | 50.0% |
| Worcester County | 2 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 90 applications in 2025, of which 33 were originated and 29 denied.
32.2% of all applications, or 46.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans AGRICULTURE Federal Credit Union originated in Maryland in 2025 was 7.37%, against a statewide median of 6.63%.
About this data. Figures are AGRICULTURE Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology