AgFirst Farm Credit Bank in Virginia vs the state
5.3%Denial rate-10.68 pts vs state
6.3%Decision denial rate-14.00 pts vs state
79.0%Origination rate+19.43 pts vs state
6.88%Median rate+0.25 pts vs state
0.51Rate spread (pts)+0.29 pts vs state
$128kMedian applicant income
15Loans originated
1Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 54 | 5.1% | 7.19% | #335 |
| 2024 | 27 | 26 | 3.7% | 7.56% | #444 |
| 2025 | 19 | 15 | 5.3% | 6.88% | #496 |
What AgFirst Farm Credit Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most AgFirst Farm Credit Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lunenburg County | 2 | 1 | 0 | 0.0% |
| Dinwiddie County | 2 | 2 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Henry County | 1 | 1 | 0 | 0.0% |
| Appomattox County | 1 | 1 | 0 | 0.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| Rappahannock County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Halifax County | 1 | 0 | 0 | 0.0% |
| Amherst County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 19 applications in 2025, of which 15 were originated and 1 denied.
5.3% of all applications, or 6.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans AgFirst Farm Credit Bank originated in Virginia in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are AgFirst Farm Credit Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology