Affinity in Missouri vs the state
66.7%Denial rate+51.60 pts vs state
80.0%Decision denial rate+61.30 pts vs state
16.7%Origination rate-45.99 pts vs state
4.90%Median rate-1.72 pts vs state
-2.31Rate spread (pts)-2.66 pts vs state
$56kMedian applicant income
1Loans originated
4Denied
What Affinity lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Affinity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 2 | 0 | 2 | 100.0% |
| Bates County | 1 | 0 | 0 | 0.0% |
| Randolph County | 1 | 0 | 1 | 100.0% |
| Greene County | 1 | 0 | 1 | 100.0% |
| Platte County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 6 applications in 2025, of which 1 were originated and 4 denied.
66.7% of all applications, or 80.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Affinity originated in Missouri in 2025 was 4.90%, against a statewide median of 6.63%.
About this data. Figures are Affinity's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology