Affinity in Connecticut vs the state
35.8%Denial rate+18.43 pts vs state
43.4%Decision denial rate+21.84 pts vs state
44.2%Origination rate-16.21 pts vs state
4.90%Median rate-1.72 pts vs state
-2.30Rate spread (pts)-2.54 pts vs state
$104kMedian applicant income
53Loans originated
43Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 36 | 27.5% | 8.25% | #157 |
| 2024 | 61 | 22 | 37.7% | 6.81% | #205 |
| 2025 | 120 | 53 | 35.8% | 4.90% | #155 |
What Affinity lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Affinity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09170 | 51 | 16 | 22 | 43.1% |
| 09190 | 38 | 24 | 10 | 26.3% |
| 09120 | 15 | 8 | 4 | 26.7% |
| 09110 | 7 | 3 | 2 | 28.6% |
| 09140 | 6 | 2 | 4 | 66.7% |
| 09160 | 3 | 0 | 1 | 33.3% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 120 applications in 2025, of which 53 were originated and 43 denied.
35.8% of all applications, or 43.4% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Affinity originated in Connecticut in 2025 was 4.90%, against a statewide median of 6.63%.
About this data. Figures are Affinity's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology