Acre Mortgage & Financial in Virginia vs the state
2.4%Denial rate-13.50 pts vs state
2.9%Decision denial rate-17.39 pts vs state
82.9%Origination rate+23.41 pts vs state
6.63%Median rate0.00 pts vs state
0.99Rate spread (pts)+0.77 pts vs state
$102kMedian applicant income
34Loans originated
1Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 7 | 0.0% | 7.13% | #515 |
| 2024 | 27 | 13 | 7.4% | 6.50% | #445 |
| 2025 | 41 | 34 | 2.4% | 6.63% | #399 |
What Acre Mortgage & Financial lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Acre Mortgage & Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lynchburg city | 8 | 7 | 0 | 0.0% |
| Rockingham County | 6 | 6 | 0 | 0.0% |
| Fairfax County | 3 | 2 | 0 | 0.0% |
| Campbell County | 3 | 2 | 0 | 0.0% |
| Chesterfield County | 3 | 2 | 0 | 0.0% |
| Greene County | 2 | 2 | 0 | 0.0% |
| Prince William County | 2 | 1 | 1 | 50.0% |
| Prince George County | 2 | 1 | 0 | 0.0% |
| Hanover County | 2 | 2 | 0 | 0.0% |
| Frederick County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 41 applications in 2025, of which 34 were originated and 1 denied.
2.4% of all applications, or 2.9% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Acre Mortgage & Financial originated in Virginia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Acre Mortgage & Financial's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology