Absolute Home Mortgage in Georgia vs the state
3.7%Denial rate-15.52 pts vs state
5.9%Decision denial rate-19.19 pts vs state
59.3%Origination rate+5.17 pts vs state
6.75%Median rate+0.13 pts vs state
0.78Rate spread (pts)+0.51 pts vs state
$98kMedian applicant income
16Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 14 | 3.7% | 7.06% | #508 |
| 2024 | 33 | 25 | 3.0% | 6.75% | #487 |
| 2025 | 27 | 16 | 3.7% | 6.75% | #532 |
What Absolute Home Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Absolute Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cobb County | 4 | 3 | 0 | 0.0% |
| DeKalb County | 4 | 1 | 0 | 0.0% |
| Clayton County | 2 | 0 | 0 | 0.0% |
| Wayne County | 2 | 2 | 0 | 0.0% |
| Coweta County | 2 | 0 | 0 | 0.0% |
| Baldwin County | 2 | 2 | 0 | 0.0% |
| Fulton County | 1 | 0 | 0 | 0.0% |
| Tattnall County | 1 | 1 | 0 | 0.0% |
| Richmond County | 1 | 0 | 1 | 100.0% |
| Columbia County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 27 applications in 2025, of which 16 were originated and 1 denied.
3.7% of all applications, or 5.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Absolute Home Mortgage originated in Georgia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Absolute Home Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology