ABL RPC Residential Credit Acquisition in New York vs the state
30.8%Denial rate+11.02 pts vs state
33.9%Decision denial rate+9.86 pts vs state
52.3%Origination rate-7.28 pts vs state
9.00%Median rate+2.38 pts vs state
—Rate spread (pts)
—Median applicant income
68Loans originated
40Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 114 | 75 | 10.5% | 8.63% | #255 |
| 2024 | 126 | 76 | 18.3% | 9.38% | #236 |
| 2025 | 130 | 68 | 30.8% | 9.00% | #243 |
What ABL RPC Residential Credit Acquisition lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 21 | 15 | 5 | 23.8% |
| Queens County | 15 | 9 | 4 | 26.7% |
| Nassau County | 13 | 7 | 4 | 30.8% |
| Onondaga County | 12 | 4 | 4 | 33.3% |
| New York County | 9 | 3 | 4 | 44.4% |
| Albany County | 8 | 6 | 1 | 12.5% |
| Erie County | 7 | 2 | 4 | 57.1% |
| Kings County | 6 | 3 | 2 | 33.3% |
| Bronx County | 5 | 2 | 3 | 60.0% |
| Monroe County | 5 | 1 | 1 | 20.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 130 applications in 2025, of which 68 were originated and 40 denied.
30.8% of all applications, or 33.9% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in New York in 2025 was 9.00%, against a statewide median of 6.63%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology