AAA Capital Investment · Missouri · 2025

AAA Capital Investment in Missouri: approval rate, denial rate and rates (2025)

AAA Capital Investment took 12 mortgage applications in Missouri in 2025, ranking #488 of 1,023 lenders active in the state. It originated 25.0% of them and denied 16.7% (16.7% of the applications it decided), against a statewide denial rate of 15.1%.

12Applicationsin MO
16.7%Decision denial ratestate 18.7%
6.50%Median ratestate 6.63%
$210,000Median loanstate $175,000
$1.0MVolume6 counties

AAA Capital Investment in Missouri vs the state

16.7%Denial rate+1.60 pts vs state
16.7%Decision denial rate-2.03 pts vs state
25.0%Origination rate-37.66 pts vs state
6.50%Median rate-0.13 pts vs state
0.75Rate spread (pts)+0.40 pts vs state
$11kMedian applicant income
3Loans originated
2Denied

What AAA Capital Investment lends in Missouri

By loan purpose

Home purchase 7 58% · 28.6% denied
Refinance 3 25% · 0.0% denied
Cash-out refinance 2 17% · 0.0% denied

By loan type

Conventional 12 100% · 16.7% denied

Why it denied Missouri applicants

Collateral 1 50%
Incomplete application 1 50%

Where in Missouri

Counties with the most AAA Capital Investment applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jackson County 622 33.3%
Bates County 200 0.0%
Franklin County 100 0.0%
Clay County 100 0.0%
St. Louis city 110 0.0%
St. Louis County 100 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 12 applications in 2025, of which 3 were originated and 2 denied.

16.7% of all applications, or 16.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans AAA Capital Investment originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology