AAA Capital Investment in Maryland vs the state
4.4%Denial rate-14.40 pts vs state
4.4%Decision denial rate-19.73 pts vs state
68.1%Origination rate+12.42 pts vs state
6.69%Median rate+0.06 pts vs state
0.58Rate spread (pts)+0.34 pts vs state
$24kMedian applicant income
62Loans originated
4Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 9 | 0.0% | 7.38% | #439 |
| 2024 | 52 | 40 | 0.0% | 7.31% | #299 |
| 2025 | 91 | 62 | 4.4% | 6.69% | #243 |
What AAA Capital Investment lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 38 | 30 | 0 | 0.0% |
| Baltimore County | 10 | 7 | 0 | 0.0% |
| Howard County | 10 | 6 | 2 | 20.0% |
| Harford County | 9 | 4 | 1 | 11.1% |
| Prince George's County | 9 | 8 | 0 | 0.0% |
| Anne Arundel County | 6 | 5 | 0 | 0.0% |
| Wicomico County | 5 | 0 | 0 | 0.0% |
| Calvert County | 1 | 0 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| Charles County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 91 applications in 2025, of which 62 were originated and 4 denied.
4.4% of all applications, or 4.4% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans AAA Capital Investment originated in Maryland in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology