AAA Capital Investment in Indiana vs the state
10.0%Denial rate-6.57 pts vs state
10.0%Decision denial rate-10.14 pts vs state
55.0%Origination rate-7.25 pts vs state
6.88%Median rate+0.13 pts vs state
0.90Rate spread (pts)+0.53 pts vs state
$64kMedian applicant income
11Loans originated
2Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 16 | 8 | 6.3% | 6.50% | #481 |
| 2025 | 20 | 11 | 10.0% | 6.88% | #459 |
What AAA Capital Investment lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Joseph County | 4 | 3 | 0 | 0.0% |
| Hamilton County | 4 | 2 | 0 | 0.0% |
| Howard County | 2 | 0 | 1 | 50.0% |
| Boone County | 2 | 2 | 0 | 0.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
| Tippecanoe County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Shelby County | 1 | 0 | 0 | 0.0% |
| Vanderburgh County | 1 | 0 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 20 applications in 2025, of which 11 were originated and 2 denied.
10.0% of all applications, or 10.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans AAA Capital Investment originated in Indiana in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology