1st Security Bank of Washington in Idaho vs the state
13.6%Denial rate-0.81 pts vs state
18.2%Decision denial rate+0.66 pts vs state
61.4%Origination rate-1.66 pts vs state
6.75%Median rate+0.13 pts vs state
0.31Rate spread (pts)+0.16 pts vs state
$154kMedian applicant income
27Loans originated
6Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 26 | 11.6% | 6.81% | #155 |
| 2024 | 38 | 27 | 10.5% | 7.63% | #163 |
| 2025 | 44 | 27 | 13.6% | 6.75% | #170 |
What 1st Security Bank of Washington lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most 1st Security Bank of Washington applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 15 | 10 | 2 | 13.3% |
| Canyon County | 6 | 6 | 0 | 0.0% |
| Payette County | 6 | 4 | 2 | 33.3% |
| Bonner County | 4 | 2 | 0 | 0.0% |
| Kootenai County | 4 | 2 | 1 | 25.0% |
| Shoshone County | 2 | 1 | 0 | 0.0% |
| Benewah County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 1 | 100.0% |
| Boise County | 1 | 0 | 0 | 0.0% |
| Custer County | 1 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 44 applications in 2025, of which 27 were originated and 6 denied.
13.6% of all applications, or 18.2% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans 1st Security Bank of Washington originated in Idaho in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are 1st Security Bank of Washington's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology