Largest lenders in Roseau County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Broker Solutions | D | 78 | 65 | 2.6% | 6.50% |
| 2 | Border Bank | A | 77 | 65 | 2.6% | — |
| 3 | Rocket Mortgage | C | 22 | 15 | 27.3% | 6.38% |
| 4 | United Shore Financial Services | B | 8 | 4 | 37.5% | 6.75% |
| 5 | Mortgage Research Center | C | 8 | 4 | 12.5% | 6.13% |
| 6 | U.S. Bank | D | 7 | 4 | 42.9% | 6.56% |
| 7 | Affinity Plus | C | 7 | 5 | 14.3% | 6.13% |
| 8 | Barrington Bank & Trust Company | C | 5 | 2 | 0.0% | 6.87% |
| 9 | AmeriSave Mortgage | D | 5 | 1 | 60.0% | 6.63% |
Best approval odds in Roseau County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Border Bank | 67 | 3.0% |
| 2 | Broker Solutions | 67 | 3.0% |
What Roseau County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Roseau County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 261 | 194 | 10.3% | 6.75% | $125,000 |
| 2024 | 269 | 188 | 12.3% | 6.63% | $145,000 |
| 2025 | 303 | 211 | 10.9% | 6.50% | $155,000 |
Frequently asked questions
10.9% of applications in Roseau County were denied in 2025, against 13.6% statewide in Minnesota.
Broker Solutions, with 78 applications in 2025 and a denial rate of 2.6%.
The median mortgage application in Roseau County in 2025 was for $155,000; the median property value on originated loans was $215,000.