Barrington Bank & Trust Company · Minnesota · 2025

Barrington Bank & Trust Company in Minnesota: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 332 mortgage applications in Minnesota in 2025, ranking #108 of 870 lenders active in the state. It originated 71.4% of them and denied 7.8% (9.8% of the applications it decided), against a statewide denial rate of 13.6%.

332Applicationsin MN
9.8%Decision denial ratestate 16.4%
6.63%Median ratestate 6.63%
$285,000Median loanstate $215,000
$74MVolume53 counties

Barrington Bank & Trust Company in Minnesota vs the state

7.8%Denial rate-5.77 pts vs state
9.8%Decision denial rate-6.58 pts vs state
71.4%Origination rate+5.02 pts vs state
6.63%Median rate0.00 pts vs state
0.30Rate spread (pts)+0.05 pts vs state
$105kMedian applicant income
237Loans originated
26Denied

Trend in Minnesota

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233682666.3%6.75%#87
20244132994.8%6.88%#87
20253322377.8%6.63%#108

What Barrington Bank & Trust Company lends in Minnesota

By loan purpose

Home purchase 226 68% · 5.3% denied
Refinance 57 17% · 12.3% denied
Cash-out refinance 34 10% · 20.6% denied
Home improvement 5 2% · 0.0% denied
Other / HELOC 10 3% · 0.0% denied

By loan type

Conventional 250 75% · 5.6% denied
FHA 39 12% · 18.0% denied
VA 39 12% · 7.7% denied
USDA / RHS 4 1% · 50.0% denied

Why it denied Minnesota applicants

Debt-to-income ratio 12 46%
Credit history 6 23%
Collateral 5 19%
Other 2 8%
Insufficient cash 1 4%

Where in Minnesota

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hennepin County 80585 6.3%
Dakota County 33243 9.1%
Olmsted County 24200 0.0%
Washington County 21161 4.8%
Ramsey County 17132 11.8%
Polk County 13100 0.0%
Anoka County 1191 9.1%
Scott County 952 22.2%
Wright County 880 0.0%
Sherburne County 852 25.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 332 applications in 2025, of which 237 were originated and 26 denied.

7.8% of all applications, or 9.8% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

The median rate on loans Barrington Bank & Trust Company originated in Minnesota in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology