AmeriSave Mortgage in Minnesota vs the state
61.8%Denial rate+48.22 pts vs state
73.0%Decision denial rate+56.67 pts vs state
21.7%Origination rate-44.69 pts vs state
6.63%Median rate0.00 pts vs state
0.91Rate spread (pts)+0.66 pts vs state
$77kMedian applicant income
188Loans originated
536Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,126 | 185 | 23.7% | 6.13% | #32 |
| 2024 | 889 | 115 | 69.0% | 6.50% | #47 |
| 2025 | 867 | 188 | 61.8% | 6.63% | #54 |
What AmeriSave Mortgage lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 142 | 24 | 89 | 62.7% |
| Anoka County | 67 | 20 | 35 | 52.2% |
| Ramsey County | 59 | 9 | 39 | 66.1% |
| Dakota County | 52 | 15 | 31 | 59.6% |
| Washington County | 42 | 11 | 24 | 57.1% |
| St. Louis County | 33 | 9 | 21 | 63.6% |
| Wright County | 26 | 6 | 15 | 57.7% |
| Sherburne County | 22 | 6 | 14 | 63.6% |
| Crow Wing County | 19 | 4 | 11 | 57.9% |
| Scott County | 19 | 4 | 10 | 52.6% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 867 applications in 2025, of which 188 were originated and 536 denied.
61.8% of all applications, or 73.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans AmeriSave Mortgage originated in Minnesota in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology