Largest lenders in Le Sueur County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial Services | B | 79 | 62 | 10.1% | 6.37% |
| 2 | Frandsen Bank & Trust | B | 45 | 35 | 13.3% | 6.25% |
| 3 | Rocket Mortgage | C | 43 | 30 | 14.0% | 6.49% |
| 4 | Affinity Plus | C | 35 | 20 | 11.4% | 6.75% |
| 5 | The First National Bank of Le Center | – | 33 | 32 | 3.0% | — |
| 6 | U.S. Bank | D | 27 | 15 | 22.2% | 7.85% |
| 7 | Minnwest Bank | C | 27 | 22 | 7.4% | 6.63% |
| 8 | Crosscountry Mortgage | B | 26 | 20 | 7.7% | 6.60% |
| 9 | Trustone Financial Credit Union | C | 25 | 16 | 16.0% | 7.25% |
| 10 | Heartland Credit Union | C | 24 | 15 | 12.5% | 7.69% |
| 11 | First Bank & Trust | C | 21 | 15 | 9.5% | 7.75% |
| 12 | First State Bank of Le Center | – | 20 | 17 | 0.0% | — |
| 13 | HomeTown Bank | B | 19 | 17 | 5.3% | 6.80% |
| 14 | Broker Solutions | D | 16 | 5 | 6.3% | 6.99% |
| 15 | Bell Bank | A | 15 | 11 | 13.3% | 6.69% |
| 16 | Mortgage Research Center | C | 15 | 8 | 13.3% | 6.25% |
| 17 | Wells Fargo Bank | B | 14 | 8 | 7.1% | 6.38% |
| 18 | Old National Bank | B | 14 | 10 | 7.1% | 6.00% |
| 19 | Wings Financial Credit Union | A | 13 | 11 | 7.7% | 7.25% |
| 20 | Compeer Financial, Flca | C | 13 | 7 | 7.7% | 6.75% |
| 21 | Cornerstone State Bank | – | 13 | 12 | 0.0% | 6.25% |
| 22 | Pennymac Loan Services | C | 12 | 8 | 0.0% | 6.31% |
| 23 | Spring Eq | D | 12 | 2 | 66.7% | 7.76% |
| 24 | The Huntington National Bank | D | 12 | 5 | 50.0% | 6.50% |
| 25 | Guaranteed Rate | B | 11 | 8 | 18.2% | 6.66% |
Best approval odds in Le Sueur County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 70 | 11.4% |
What Le Sueur County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Le Sueur County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 817 | 580 | 12.0% | 6.88% | $185,000 |
| 2024 | 911 | 641 | 13.8% | 6.88% | $175,000 |
| 2025 | 964 | 660 | 12.6% | 6.63% | $205,000 |
Frequently asked questions
12.6% of applications in Le Sueur County were denied in 2025, against 13.6% statewide in Minnesota.
United Shore Financial Services, with 79 applications in 2025 and a denial rate of 10.1%.
The median mortgage application in Le Sueur County in 2025 was for $205,000; the median property value on originated loans was $335,000.