The Huntington National Bank in Minnesota vs the state
27.6%Denial rate+13.96 pts vs state
31.9%Decision denial rate+15.59 pts vs state
56.3%Origination rate-10.09 pts vs state
7.25%Median rate+0.63 pts vs state
0.46Rate spread (pts)+0.21 pts vs state
$103kMedian applicant income
1,707Loans originated
836Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,284 | 1,627 | 32.8% | 8.05% | #10 |
| 2024 | 3,119 | 1,667 | 29.1% | 8.15% | #12 |
| 2025 | 3,033 | 1,707 | 27.6% | 7.25% | #12 |
What The Huntington National Bank lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 1,096 | 652 | 283 | 25.8% |
| Anoka County | 339 | 179 | 101 | 29.8% |
| Ramsey County | 330 | 174 | 96 | 29.1% |
| Dakota County | 327 | 182 | 97 | 29.7% |
| Washington County | 193 | 106 | 51 | 26.4% |
| Wright County | 102 | 60 | 31 | 30.4% |
| Scott County | 98 | 50 | 32 | 32.7% |
| Carver County | 96 | 61 | 23 | 24.0% |
| Sherburne County | 74 | 37 | 22 | 29.7% |
| Blue Earth County | 39 | 20 | 12 | 30.8% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 3,033 applications in 2025, of which 1,707 were originated and 836 denied.
27.6% of all applications, or 31.9% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans The Huntington National Bank originated in Minnesota in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology