4,910 lenders filed HMDA data for 2025 with enough volume to show. Each page carries the lender's approval rate, denial rate, real interest rates, loan mix and grade.
| Lender | Grade | HQ | Applications 2025 | Origination rate | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 121 Financial | – | Jacksonville, FL | 442 | 50.5% | 24.9% | 8.75% |
| 1NB Bank | – | Carlyle, IL | 40 | 82.5% | 15.0% | — |
| 1st 2nd Mortgage Company of N.j.1st 2nd Mortgage Company of N.j., Inc. | C | Cresskill, NJ | 477 | 63.1% | 4.0% | 6.63% |
| 1st Advantage Federal Credit Union | B | Yorktown, VA | 1,119 | 61.8% | 25.5% | 6.38% |
| 1st Colonial Community Bank | C | Mount Laurel, NJ | 902 | 75.6% | 8.5% | 6.88% |
| 1st Community Credit Union | C | Sparta, WI | 218 | 59.6% | 18.8% | 6.50% |
| 1st Community Federal Credit Union | D | San Angelo, TX | 126 | 60.3% | 31.8% | 7.23% |
| 1st Financial1st Financial, Inc. | D | Linthicum, MD | 419 | 59.2% | 6.9% | 6.99% |
| 1st Midamerica Credit Union | D | Bethalto, IL | 702 | 64.8% | 20.5% | — |
| 1st National Bank | A | Lebanon, OH | 424 | 71.0% | 1.2% | 6.38% |
| 1st Northern California | B | Martinez, CA | 183 | 55.7% | 35.5% | 5.88% |
| 1st Priority Mortgage1st Priority Mortgage, Inc. | A | Williamsville, NY | 2,102 | 84.6% | 4.1% | 6.50% |
| 1st Security Bank of Washington | B | Mountlake Terrace, WA | 2,282 | 69.7% | 6.3% | 6.61% |
| 1st Signature Lending1st Signature Lending, LLC | C | Indianapolis, IN | 1,564 | 63.0% | 4.6% | 5.88% |
| 1st Source Bank | B | South Bend, IN | 2,825 | 68.3% | 17.9% | 7.50% |
| 1st State Financial1st State Financial, Ltd. | B | Saginaw, MI | 147 | 83.7% | 6.8% | — |
| 1st Summit Bank | C | Johnstown, PA | 469 | 70.8% | 17.7% | 6.49% |
| 1st United Services Credit Union | B | Pleasanton, CA | 798 | 52.0% | 35.0% | 5.50% |
