Zillow Home Loans · Connecticut · 2025

Zillow Home Loans in Connecticut: approval rate, denial rate and rates (2025)

Zillow Home Loans took 84 mortgage applications in Connecticut in 2025, ranking #185 of 687 lenders active in the state. It originated 69.1% of them and denied 13.1% (15.9% of the applications it decided), against a statewide denial rate of 17.4%.

84Applicationsin CT
15.9%Decision denial ratestate 21.6%
6.63%Median ratestate 6.63%
$260,000Median loanstate $245,000
$17MVolume9 counties

Zillow Home Loans in Connecticut vs the state

13.1%Denial rate-4.30 pts vs state
15.9%Decision denial rate-5.65 pts vs state
69.1%Origination rate+8.67 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.13 pts vs state
$94kMedian applicant income
58Loans originated
11Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202355453.6%6.63%#187
202466484.6%6.63%#193
2025845813.1%6.63%#185

What Zillow Home Loans lends in Connecticut

By loan purpose

Home purchase 83 99% · 12.1% denied
Cash-out refinance 1 1% · 100.0% denied

By loan type

Conventional 73 87% · 11.0% denied
FHA 10 12% · 30.0% denied
VA 1 1% · 0.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 6 55%
Unverifiable information 2 18%
Other 2 18%
Collateral 1 9%

Where in Connecticut

Counties with the most Zillow Home Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 21125 23.8%
09140 1370 0.0%
09180 13102 15.4%
09120 1191 9.1%
09130 751 14.3%
09160 751 14.3%
09170 550 0.0%
09190 430 0.0%
09150 321 33.3%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 84 applications in 2025, of which 58 were originated and 11 denied.

13.1% of all applications, or 15.9% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Zillow Home Loans originated in Connecticut in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Zillow Home Loans's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology