Wright Patman Congressional Federal Credit Union · Oklahoma · 2025

Wright Patman Congressional Federal Credit Union in Oklahoma: approval rate, denial rate and rates (2025)

Wright Patman Congressional Federal Credit Union took 9 mortgage applications in Oklahoma in 2025, ranking #420 of 821 lenders active in the state. It originated 88.9% of them and denied 11.1% (11.1% of the applications it decided), against a statewide denial rate of 17.9%.

9Applicationsin OK
11.1%Decision denial ratestate 22.9%
6.06%Median ratestate 6.63%
$55,000Median loanstate $165,000
$830kVolume5 counties

Wright Patman Congressional Federal Credit Union in Oklahoma vs the state

11.1%Denial rate-6.81 pts vs state
11.1%Decision denial rate-11.76 pts vs state
88.9%Origination rate+32.79 pts vs state
6.06%Median rate-0.56 pts vs state
3.28Rate spread (pts)+2.93 pts vs state
$140kMedian applicant income
8Loans originated
1Denied

What Wright Patman Congressional Federal Credit Union lends in Oklahoma

By loan purpose

Home purchase 2 22% · 0.0% denied
Cash-out refinance 5 56% · 20.0% denied
Home improvement 1 11% · 0.0% denied
Other / HELOC 1 11% · 0.0% denied

By loan type

Conventional 9 100% · 11.1% denied

Why it denied Oklahoma applicants

Credit history 1 100%

Where in Oklahoma

Counties with the most Wright Patman Congressional Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 541 20.0%
Cleveland County 110 0.0%
Comanche County 110 0.0%
Stephens County 110 0.0%
Choctaw County 110 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 9 applications in 2025, of which 8 were originated and 1 denied.

11.1% of all applications, or 11.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Wright Patman Congressional Federal Credit Union originated in Oklahoma in 2025 was 6.06%, against a statewide median of 6.63%.

About this data. Figures are Wright Patman Congressional Federal Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology