Wright Patman Congressional Federal Credit Union in New Jersey vs the state
0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-23.05 pts vs state
76.9%Origination rate+21.24 pts vs state
6.13%Median rate-0.63 pts vs state
6.14Rate spread (pts)+5.86 pts vs state
$228kMedian applicant income
10Loans originated
0Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 12.5% | 5.99% | #550 |
| 2024 | 10 | 8 | 10.0% | 6.74% | #530 |
| 2025 | 13 | 10 | 0.0% | 6.13% | #510 |
What Wright Patman Congressional Federal Credit Union lends in New Jersey
By loan purpose
By loan type
Where in New Jersey
Counties with the most Wright Patman Congressional Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Atlantic County | 5 | 4 | 0 | 0.0% |
| Bergen County | 2 | 2 | 0 | 0.0% |
| Camden County | 1 | 1 | 0 | 0.0% |
| Burlington County | 1 | 0 | 0 | 0.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Essex County | 1 | 0 | 0 | 0.0% |
| Hunterdon County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 13 applications in 2025, of which 10 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Wright Patman Congressional Federal Credit Union originated in New Jersey in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Wright Patman Congressional Federal Credit Union's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology