Windosr Federal Savings & Loan Association · Connecticut · 2025

Windosr Federal Savings & Loan Association in Connecticut: approval rate, denial rate and rates (2025)

Windosr Federal Savings & Loan Association took 227 mortgage applications in Connecticut in 2025, ranking #95 of 687 lenders active in the state. It originated 73.1% of them and denied 2.6% (3.4% of the applications it decided), against a statewide denial rate of 17.4%.

227Applicationsin CT
3.4%Decision denial ratestate 21.6%
Median ratestate 6.63%
$225,000Median loanstate $245,000
$67MVolume7 counties

Windosr Federal Savings & Loan Association in Connecticut vs the state

2.6%Denial rate-14.76 pts vs state
3.4%Decision denial rate-18.22 pts vs state
73.1%Origination rate+12.75 pts vs state
Median rate
Rate spread (pts)
$110kMedian applicant income
166Loans originated
6Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232261576.2%#83
20241911342.6%#97
20252271662.6%#95

What Windosr Federal Savings & Loan Association lends in Connecticut

By loan purpose

Home purchase 116 51% · 0.9% denied
Refinance 18 8% · 0.0% denied
Cash-out refinance 29 13% · 6.9% denied
Home improvement 13 6% · 0.0% denied
Other / HELOC 51 22% · 5.9% denied

By loan type

Conventional 227 100% · 2.6% denied

Why it denied Connecticut applicants

Debt-to-income ratio 5 83%
Employment history 1 17%

Where in Connecticut

Counties with the most Windosr Federal Savings & Loan Association applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 2031486 3.0%
09130 750 0.0%
09140 650 0.0%
09180 430 0.0%
09190 310 0.0%
09170 330 0.0%
09160 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 227 applications in 2025, of which 166 were originated and 6 denied.

2.6% of all applications, or 3.4% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Windosr Federal Savings & Loan Association's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology