Wilmington Savings Fund Society in Michigan vs the state
11.1%Denial rate-7.41 pts vs state
12.5%Decision denial rate-10.08 pts vs state
77.8%Origination rate+17.89 pts vs state
7.25%Median rate+0.50 pts vs state
-0.07Rate spread (pts)-0.47 pts vs state
$136kMedian applicant income
7Loans originated
1Denied
What Wilmington Savings Fund Society lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Wilmington Savings Fund Society applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Livingston County | 2 | 1 | 1 | 50.0% |
| Ionia County | 2 | 1 | 0 | 0.0% |
| Macomb County | 1 | 1 | 0 | 0.0% |
| Oakland County | 1 | 1 | 0 | 0.0% |
| Eaton County | 1 | 1 | 0 | 0.0% |
| Antrim County | 1 | 1 | 0 | 0.0% |
| Ingham County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 9 applications in 2025, of which 7 were originated and 1 denied.
11.1% of all applications, or 12.5% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Wilmington Savings Fund Society originated in Michigan in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology