Wilmington Savings Fund Society in Illinois vs the state
11.1%Denial rate-6.01 pts vs state
12.5%Decision denial rate-9.18 pts vs state
77.8%Origination rate+19.04 pts vs state
8.09%Median rate+1.34 pts vs state
0.91Rate spread (pts)+0.53 pts vs state
$142kMedian applicant income
7Loans originated
1Denied
What Wilmington Savings Fund Society lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Wilmington Savings Fund Society applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 4 | 4 | 0 | 0.0% |
| DuPage County | 3 | 1 | 1 | 33.3% |
| Logan County | 1 | 1 | 0 | 0.0% |
| McHenry County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 9 applications in 2025, of which 7 were originated and 1 denied.
11.1% of all applications, or 12.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Wilmington Savings Fund Society originated in Illinois in 2025 was 8.09%, against a statewide median of 6.75%.
About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology