Wilmington Savings Fund Society in Florida vs the state
16.7%Denial rate-4.39 pts vs state
19.7%Decision denial rate-7.54 pts vs state
66.7%Origination rate+13.98 pts vs state
6.93%Median rate+0.31 pts vs state
0.14Rate spread (pts)-0.13 pts vs state
$159kMedian applicant income
52Loans originated
13Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 31 | 8.7% | 6.38% | #645 |
| 2024 | 41 | 28 | 9.8% | 7.13% | #635 |
| 2025 | 78 | 52 | 16.7% | 6.93% | #525 |
What Wilmington Savings Fund Society lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Wilmington Savings Fund Society applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 17 | 11 | 3 | 17.6% |
| Broward County | 10 | 8 | 1 | 10.0% |
| Collier County | 9 | 6 | 1 | 11.1% |
| Volusia County | 4 | 1 | 3 | 75.0% |
| Hillsborough County | 4 | 3 | 0 | 0.0% |
| Lee County | 3 | 0 | 1 | 33.3% |
| Sarasota County | 3 | 2 | 0 | 0.0% |
| Lake County | 3 | 2 | 0 | 0.0% |
| Brevard County | 3 | 1 | 2 | 66.7% |
| Pinellas County | 3 | 3 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 78 applications in 2025, of which 52 were originated and 13 denied.
16.7% of all applications, or 19.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Wilmington Savings Fund Society originated in Florida in 2025 was 6.93%, against a statewide median of 6.63%.
About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology