Wilmington Savings Fund Society · Connecticut · 2025

Wilmington Savings Fund Society in Connecticut: approval rate, denial rate and rates (2025)

Wilmington Savings Fund Society took 14 mortgage applications in Connecticut in 2025, ranking #342 of 687 lenders active in the state. It originated 85.7% of them and denied 7.1% (7.7% of the applications it decided), against a statewide denial rate of 17.4%.

14Applicationsin CT
7.7%Decision denial ratestate 21.6%
7.37%Median ratestate 6.63%
$190,000Median loanstate $245,000
$12MVolume7 counties

Wilmington Savings Fund Society in Connecticut vs the state

7.1%Denial rate-10.26 pts vs state
7.7%Decision denial rate-13.90 pts vs state
85.7%Origination rate+25.33 pts vs state
7.37%Median rate+0.75 pts vs state
0.81Rate spread (pts)+0.57 pts vs state
$162kMedian applicant income
12Loans originated
1Denied

What Wilmington Savings Fund Society lends in Connecticut

By loan purpose

Home purchase 5 36% · 0.0% denied
Refinance 8 57% · 12.5% denied
Home improvement 1 7% · 0.0% denied

By loan type

Conventional 14 100% · 7.1% denied

Why it denied Connecticut applicants

Debt-to-income ratio 1 100%

Where in Connecticut

Counties with the most Wilmington Savings Fund Society applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 431 25.0%
09120 220 0.0%
09180 220 0.0%
09110 220 0.0%
09130 220 0.0%
09170 110 0.0%
09140 100 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 14 applications in 2025, of which 12 were originated and 1 denied.

7.1% of all applications, or 7.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Wilmington Savings Fund Society originated in Connecticut in 2025 was 7.37%, against a statewide median of 6.63%.

About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology