Wilmington Savings Fund Society · Arizona · 2025

Wilmington Savings Fund Society in Arizona: approval rate, denial rate and rates (2025)

Wilmington Savings Fund Society took 18 mortgage applications in Arizona in 2025, ranking #427 of 1,082 lenders active in the state. It originated 88.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.2%.

18Applicationsin AZ
0.0%Decision denial ratestate 20.4%
7.50%Median ratestate 6.50%
$105,000Median loanstate $275,000
$5.5MVolume5 counties

Wilmington Savings Fund Society in Arizona vs the state

0.0%Denial rate-16.23 pts vs state
0.0%Decision denial rate-20.41 pts vs state
88.9%Origination rate+29.41 pts vs state
7.50%Median rate+1.00 pts vs state
0.21Rate spread (pts)-0.01 pts vs state
$112kMedian applicant income
16Loans originated
0Denied

What Wilmington Savings Fund Society lends in Arizona

By loan purpose

Home purchase 1 6% · 0.0% denied
Refinance 16 89% · 0.0% denied
Cash-out refinance 1 6% · 0.0% denied

By loan type

Conventional 18 100% · 0.0% denied

Where in Arizona

Counties with the most Wilmington Savings Fund Society applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 14130 0.0%
Mohave County 100 0.0%
Pinal County 110 0.0%
Pima County 110 0.0%
Yavapai County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 18 applications in 2025, of which 16 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Wilmington Savings Fund Society originated in Arizona in 2025 was 7.50%, against a statewide median of 6.50%.

About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology